Do I need to report the accident to my insurance company if it was not my fault?

Yes, you should report the accident to your insurance company. To successfully obtain the compensation you are entitled to, you must be prepared to begin documenting every aspect of the items the insurance companies will take measure of when assigning value to a claim. Initial efforts to document the claim occur when accident victims notify the responsible insurance company. This is an important step in the process because if due care is not taken, important components of the claim may be overlooked or disregarded. We can help with this phase of the claim, but it requires immediate action.